Array is an embedded fintech platform. Banks, credit unions, and fintechs plug Array's products into their own apps to give customers credit monitoring, identity protection, offers, and credit-building tools without building any of it themselves.

The product surface is wide. Credit reports and simulators, identity and privacy protection, debt navigation, rent reporting that builds credit, and an offers engine that segments and targets users with personalized financial products. Customers include Brigit, RealPage, Beem, and Stearns Bank. Partners include Equifax, Experian, Alkami, Jack Henry, and Q2.

Led by Martin Toha. Positioning is helping consumers own their financial success, delivered through the institutions they already use.

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